Free cash flow forecast template for small businesses
Create a cash flow forecast in minutes
Free template
Fully editable
Ready to customise with all of your business finance details, including income, cash inflows, outgoing cash, overheads, payroll, and operating costs.
Easy to use
Simply add the requested data and our template will help to forecast your future cash flow for you.
Download your free cash flow forecast template
Cash flow forecast template in Excel
Use our free cash flow forecast template for small businesses. Our cashflow forecast template is a fully editable & customisable document that helps you to better map out future sales and expenses for your business.
Our template includes sections for your opening balance, projected cash inflows, cash outflows, closing balance, and more!
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Frequently asked questions
What is a cash flow forecast?
A cash flow forecast is the most important business tool for every business. The forecast will tell you if your business will have enough cash to run the business or pay to expand it. Understanding cash flow is crucial for maintaining financial health and planning for the future. To learn more about the concept of cash flow and how it affects your business, check out our detailed explanation on Cash Flow.
What is the difference between a cash flow forecast and a cash flow statement?
A cash flow statement looks at the actual movement of money in and out of your business over a past accounting period, while a cash flow forecast is used to predict your future cash flow inflows and outflows.
Businesses often use both reports in tandem to provide a comprehensive view of their operating health, helping deliver insights into what’s best for the business moving forward.
For businesses using accrual accounting, cash flow forecasts help manage timing differences because income and expenses are recorded independently of when cash changes hands.
Benefits of cash flow forecasting
How to use the cash flow forecast template
Our cash flow forecast template is a fully editable & customisable excel document that allows you to better map out your future sales and expenses for your business. Simply download the template and fill out the money coming in section, followed by entering in your monthly expenses to accurately calculate the health of your cash flow!
Why is cash flow management important for small businesses?
Good cash flow management helps businesses avoid financial instability and situations where there is not enough cash to cover operational expenses.
Even profitable businesses can experience cash shortages, especially if customer payments are delayed or operating costs increase unexpectedly. Regularly monitoring your business cash flow can help you identify problems early and take action before they affect operations.
Whether you’re using a cash flow forecast template or accounting software, these tools help provide information and financial visibility to support smarter business decisions and long-term growth.
