Business loans made easy

Apply today for an business loan that works for your business.

Unsecured Loans

Business loans

No financial statements required for loans under $50,000.
No security required to access up to $100,000.


Loan terms from 3 to 24 months.
Use for any business purpose.
Cash flow friendly repayments.

friendly support

Help is always at hand

Our friendly team is available to answer questions on 1300 901 570.

Reckon Loans, powered by Prospa, Australia’s #1 online lender to small business gives you access to loans from $5,000 to $250,000. With fast decision making, funding possible in 24 hours and flexible loan terms from 3 to 24 months, access to funds is closer than you think.

“The process was too easy. I made the phone call, answered all the questions, and it took half an hour. I was approved within 24hrs and the funds were in my account that afternoon.”

Yesha Avsar, Just Pets

Applying for a loan is simple

Step 1: Apply online in 10 minutes

Apply in minutes (at no cost).

Step 2: Fast Approval

Receive a response in as little as one hour.

Step 3: Funding possible in 24 hours

You can receive your money in 1 business day.

What you need to have ready

For loans of $100,000 or less, all you need is:


  1. Your Driver’s Licence number
  2. The ABN for your business
  3. The BSB and account number of your main trading account

For loans over $100,000:


You will need some basic financial statements like a P&L and cash flow, so we can evaluate the health of your business and see what kind of repayments your business can manage without stress.

Success Stories

See what other businesses just like yours are saying about us!

“The paperwork is very simple, very easy. The whole thing from start to finish took about two and a half hours. It doesn’t affect your cashflow, it gives you that sense of security. It’s just one easy payment each week to come out of your bank. You don’t even notice.”

James Mussillon, Courgette Restaurant

Reckon Loans powered by Prospa

Since 2011 Prospa has helped thousands of businesses access the funds that they need to grow. By working with Prospa, we’ve created Reckon Loans to provide our customers funding that is faster and friendlier than your bank. We look at the health of your business when assessing your application, not just your personal credit score.

Telstra Australia Business Awards 2015 NSW Finalist
Deloitte Technology Fast 50 2015 - winner
BRW Fast Starters 2015
Prospa Fintech 2017 award
Reckon Business Loans is offered by Prospa Advance Pty Ltd ACN 006 593 219. Terms and conditions and fees and charges apply. Request more information by calling 1300 901 570. Reckon Limited is the introducer only and does not guarantee or support Prospa Advance Pty Ltd in any way. Prospa is not part of Reckon Limited.

Funding possible in 24 hours

Are you ready to grow your business? Apply online now or call us today on 1300 901 570.