Business loans made easy

Apply today for an unsecured loan that works for your business.

Unsecured Loans

Unsecured Loans

No financial statements required for loans under $50,000.
No asset security required.


Loan terms from 3 to 24 months.
Use for any business purpose.
Cash flow friendly repayments.

friendly support

Help is always at hand

Our friendly team is available to answer questions on 1300 901 570.

Reckon Loans, powered by Prospa, Australia’s leading online lender to small business gives you access to loans from $5,000 to $250,000. With fast decision making, funding in 1 day and flexible loan terms from 3 to 24 months, access to funds is closer than you think.

Special offer: Get 2 weeks repayment free

Apply and start a new business loan before 31 October 2017, and make no repayments for 2 weeks.

Or call us today on 1300 901 570.

“The process was too easy. I made the phone call, answered all the questions, and it took half an hour. I was approved within 24hrs and the funds were in my account that afternoon.”

Yesha Avsar, Just Pets

Applying for a loan is simple

Step 1: Apply online

Apply in minutes (at no cost).

Step 2: Fast Approval

Receive a response in as little as one hour.

Step 3: Funds Available

Receive your funds in 1 business day.

What you need to have ready

For loans of $50,000 or less, all you need is:


  1. Your Driver’s Licence number
  2. The ABN for your business
  3. The BSB and account number of your main trading account

For loans over $50,000:


You will need some basic financial statements like a P&L and cash flow, so we can evaluate the health of your business and see what kind of repayments your business can manage without stress.

Success Stories

See what other businesses just like yours are saying about us!

“The paperwork is very simple, very easy. The whole thing from start to finish took about two and a half hours. It doesn’t affect your cashflow, it gives you that sense of security. It’s just one easy payment each week to come out of your bank. You don’t even notice.”

James Mussillon, Courgette Restaurant

Partner with us today and offer loans to your customers

We pay market leading commissions to our partners for referrals.

Reckon Loans powered by Prospa

Since 2011 Prospa has helped thousands of businesses access the funds that they need to grow. By working with Prospa, we’ve created Reckon Loans to provide our customers funding that is faster and friendlier than your bank. We look at the health of your business when assessing your application, not just your personal credit score.

Telstra Australia Business Awards 2015 NSW Finalist
Deloitte Technology Fast 50 2015 - winner
BRW Fast Starters 2015
Prospa Fintech 2017 award
Reckon Business Loans is offered by Prospa Advance Pty Ltd ACN 006 593 219. Terms and conditions and fees and charges apply. Request more information by calling 1300 901 570. Reckon Limited is the introducer only and does not guarantee or support Prospa Advance Pty Ltd in any way. Prospa is not part of Reckon Limited.
*Deferred payment offer is only available to customers starting a new business loan approved and funded no later than 31st October 2017. Terms of the offer are (a) no loan repayments are required from the new loan settlement date for a period of 14 days inclusive (‘Repayment Holiday’); (b) loan repayments begin the day after the end of the Repayment Holiday and (c) if you accept the offer, you agree that your total loan repayment term will be extended by the period of time equal to the Repayment Holiday. Not valid in conjunction with any other offer. Offer may be withdrawn without notice. Standard approval criteria and terms and conditions apply.

Receive your funds in 1 day

Are you ready to grow your business? Apply online now or call us today on 1300 901 570.