Free cash flow forecast template for small businesses
Create a cash flow forecast in minutes
Free template
Fully editable
Ready to customise with all of your business finance details, including income, cash inflows, outgoing cash, overheads, payroll, and operating costs.
Easy to use
Simply add the requested data and our template will help to forecast your future cash flow for you.
Download your free cash flow forecast template
Cash flow forecast template in Excel
Use our free cash flow forecast template for small businesses. Our cashflow forecast template is a fully editable & customisable document that helps you to better map out future sales and expenses for your business.
Our template includes sections for your opening balance, projected cash inflows, cash outflows, closing balance, and more!
Why choose software over a cash flow forecast template?
Accounting & cash flow
Invoicing & payments
Bank feeds & reconciliation
Payroll & super
Inventory
Mobile apps
See your business performance in real-time
Track income, expenses, cash flow and GST in one place. Real-time reporting and a customisable dashboard help you stay on top of your business finances and prepare for BAS time.
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Get paid faster with unlimited online invoicing
Send branded invoices and quotes, accept online payments and get paid faster. Recurring invoices and automated payment reminders help keep cash flow moving.
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Connect your bank account and save hours on admin
Connect your bank account and automatically import transactions with secure bank feeds. Match payments, automate transaction categorisation and reconcile your accounts quickly to keep your books accurate and up to date.
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Pay your employees and simplify compliance
Pay employees, manage leave and super in one place. Stay compliant with STP, Payday Super and your ATO payroll obligations.
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Stay on top of your stock in real time
Keep track of what you buy and sell with real-time inventory management. Monitor stock levels, manage products and stay on top of inventory movements in one place, helping you make smarter purchasing decisions.
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Manage your business from anywhere
Manage invoicing and payroll on the go with dedicated mobile apps for iOS and Android. Included with your Reckon One subscription, so you can work from anywhere.
Learn more
We’re here to help.
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Frequently asked questions
What is a cash flow forecast?
A cash flow forecast is the most important business tool for every business. The forecast will tell you if your business will have enough cash to run the business or pay to expand it. Understanding cash flow is crucial for maintaining financial health and planning for the future. To learn more about the concept of cash flow and how it affects your business, check out our detailed explanation on Cash Flow.
What is the difference between a cash flow forecast and a cash flow statement?
A cash flow statement looks at the actual movement of money in and out of your business over a past accounting period, while a cash flow forecast is used to predict your future cash flow inflows and outflows.
Businesses often use both reports in tandem to provide a comprehensive view of their operating health, helping deliver insights into what’s best for the business moving forward.
For businesses using accrual accounting, cash flow forecasts help manage timing differences because income and expenses are recorded independently of when cash changes hands.
Benefits of cash flow forecasting
How to use the cash flow forecast template
Our cash flow forecast template is a fully editable & customisable excel document that allows you to better map out your future sales and expenses for your business. Simply download the template and fill out the money coming in section, followed by entering in your monthly expenses to accurately calculate the health of your cash flow!
Why is cash flow management important for small businesses?
Good cash flow management helps businesses avoid financial instability and situations where there is not enough cash to cover operational expenses.
Even profitable businesses can experience cash shortages, especially if customer payments are delayed or operating costs increase unexpectedly. Regularly monitoring your business cash flow can help you identify problems early and take action before they affect operations.
Whether you’re using a cash flow forecast template or accounting software, these tools help provide information and financial visibility to support smarter business decisions and long-term growth.
