Business loans made easy

Apply today for an unsecured loan that works for your business.

Special holiday offer:
No repayments until January 2017

Take out a business loan from 21 November to 31 December 2016 and don’t pay anything until 8 January 2017. That’s up to 7 weeks repayment free!

Unsecured Loans

Unsecured Loans

No financial statements required for loans under $50,000.
No asset security required.


Loan terms from 3 to 12 months.
Use for any business purpose.
Cash flow friendly repayments.

friendly support

Help is always at hand

Our friendly team is available to answer questions on 1300 901 570.

Reckon Loans, powered by Prospa, Australia’s leading online lender to small business gives you access to loans from $5,000 to $250,000. With fast decision making, funding in 1 day and flexible loan terms from 3 to 12 months, access to funds is closer than you think.

“The process was too easy. I made the phone call, answered all the questions, and it took half an hour. I was approved within 24hrs and the funds were in my account that afternoon.”

Yesha Avsar, Just Pets

Applying for a loan is simple

Step 1: Apply online

Apply in minutes (at no cost).

Step 2: Fast Approval

Receive a response in as little as one hour.

Step 3: Funds Available

Receive your funds in 1 business day.

“The paperwork is very simple, very easy. The whole thing from start to finish took about two and a half hours. It doesn’t affect your cashflow, it gives you that sense of security. It’s just one easy payment each week to come out of your bank. You don’t even notice.”

James Mussillon, Courgette Restaurant

How much will my loan cost?

Use the loan calculator to see minimum repayments based on a typical ProspaScore.

This calculation is an estimate only, to find out exact amounts you should speak to Reckon Loans powered by Prospa. Conditions apply to all loan options and to full or partial repayments. Fees and charges also apply and are subject to change. Applications are subject to approval and full terms and conditions will be in the loan application.

What you need to have ready

For loans of $50,000 or less, all you need is:


  1. Your Driver’s Licence number
  2. The ABN for your business
  3. The BSB and account number of your main trading account

For loans over $50,000:


You will need some basic financial statements like a P&L and cash flow, so we can evaluate the health of your business and see what kind of repayments your business can manage without stress.

Success Stories

See what other businesses just like yours are saying about us!

Reckon Loans powered by Prospa

Since 2011 Prospa has helped thousands of businesses access the funds that they need to grow. By working with Prospa, we’ve created Reckon Loans to provide our customers funding that is faster and friendlier than your bank. We look at the health of your business when assessing your application, not just your personal credit score.

Telstra Australia Business Awards 2015 NSW Finalist
Deloitte Technology Fast 50 2015 - winner
BRW Fast Starters 2015
Reckon Business Loans is offered by Prospa Advance Pty Ltd ACN 006 593 219. Terms and conditions and fees and charges apply. Request more information by calling 1300 901 570. Reckon Limited is the introducer only and does not gurantee or support Prospa Advance Pty Ltd in any way. Prospa is not part of Reckon Limited.

Receive your funds in 1 day

Are you ready to grow your business? Apply online now or call us today on 1300 901 570.