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RECKON ONE VS XERO

A smarter Xero alternative for your clients

Xero Partner Offer: 20% off Reckon plans

Reckon gives Xero Partners a reliable, Australian-owned platform with free migration support and pricing your clients will appreciate.

Reckon Payroll Header Image

Why recommend Reckon to your clients

Reliable, better value, fair pricing, no hidden costs, and support thatโ€™s actually there when they need it.

Save Big With Reckon

More value for nearly half the price

Reckonโ€™s entry-level accounting plus payroll plan starts at just $40/month, compared to Xeroโ€™s $75/month plan – thatโ€™s 47% cheaper. Even Reckonโ€™s higher-tier plans remain more affordable than Xeroโ€™s mid-tier option, giving your clients better value without compromising on features.

Fair Pricing Tiers

Fair pricing tiers you can rely on

Reckonโ€™s tier structure grows with your clients business, without forcing steep price jumps. Xeroโ€™s starter plan limits them to 20 invoices and 5 bills per month, meaning they’ll have to upgrade quickly to handle growth. With Reckon, they’ll get a flexible plan, unlimited invoices and tiers that scale at a sensible price.

Avoid Hidden Costs

More employees, same low price

Xeroโ€™s basic payroll only covers 2 employees – if your clients have three or more, they’ll need to upgrade to Xero’s $75/month plan, plus pay $5 per extra person each month. With Reckon, payroll starts from just $16/month for up to 4 employees – making it an easy, affordable solution that grows with your clients business.

Fair Pricing Tiers

Payroll on the go

With Reckon, your clients can manage payroll anytime, anywhere with the Reckon Payroll companion app – perfect for reviewing pays, approving timesheets, or paying staff on the move. Xero doesnโ€™t offer a dedicated payroll app meaning they’ll need to log in through the browser each time. Reckon keeps things simple, fast, and mobile-friendly so your clients can stay in control wherever they are.

Avoid Hidden Costs

Avoid hidden costs

Xero Expenses is only forย 1 user. Clients with 2 employees? They’ll need their $75/month plan, plusย $5 per additional user per month. Project management and other features also add extra fees. Reckon includesย unlimited users and features, so there are no surprises.

Support That's Actually There

Support thatโ€™s actually there

Reckon gives you and your clients free onboarding, phone support, live chat included in every plan, and a dedicated account manager. Xero doesnโ€™t provide these services, leaving you relying on self-help resources. With Reckon, you and your clients get guidance and support whenever you need it.

*Pricing listed compares the monthly cost of Xero’s ‘Grow’ plan. Pricing lists at the standard price, correct as of May 2026.

More features for less

Xeroโ€™s โ€˜Growโ€™ plan vs Reckonโ€™s โ€˜Accounting Plusโ€™ + ‘Payroll Essentials’ plan

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Manage accounting
๏€Œ
๏€Œ
Process pay runs
๏€Œ
๏€Œ
Email payslips
๏€Œ
๏€Œ
Payroll

2 employees only

Up to 4 employees

Manage STP
๏€Œ
๏€Œ
Calculate superannuation
๏€Œ
๏€Œ
Track leave and entitlements
๏€Œ
๏€Œ

Payroll companion app

๏€
๏€Œ
Employee companion app
๏€Œ
๏€Œ
Payroll reporting
๏€Œ
๏€Œ
Free onboarding session
๏€
๏€Œ

Free phone support

๏€
๏€Œ
Monthly price

$75.00

$40.00

This online software comparison table includes data from Xeroโ€™s โ€˜Growโ€™ plan and Reckonโ€™s โ€˜Accounting Plusโ€™ + โ€˜Payroll Essentialsโ€™ plan. Pricing shown is before the exclusive 20% partner discount. Reckon vs Xero accounting data correct as of May 2026. Reckonโ€™s free phone customer support is available during business hours.

Free, fully supported Xero migration

Make switching clients from Xero simple and stress-free with our end-to-end migration service.

Our Australian support team manages the entire process – from data transfer to setup – so you can transition clients quickly with minimal disruption.

Make the switch simple

Explore how Reckon offers a more reliable, cost-effective alternative – with free migration support and an exclusive 20% partner discount for the first year.

Leave your details below and our partner team will be in touch soon to walk you through Reckon One, set you up with a free trial, and show you how simple it is to move your clients over to Reckon.

Built for accounting & bookkeeping partners

Join Reckonโ€™s Partner Program for free software, stronger commissions, dedicated support, and exclusive 20% partner pricing for the first year – built for Xero Partners and advisors who want a more stable, cost-effective option for their clients.

Free subscription

Partner Manager

Training Manager

Client manager

Marketing materials

Partner Directory

Comms & Discounts

Program fees

10%

$0

15%

$0

20%

$0

Helping thousands of businesses with their accounting and payroll

5 stars
โ€œOnce you have a business, you need software to run it. Reckon is very good software, and it is quite intuitive.โ€

Michael Fox, Principal of Arts Accountant and Valuer

Simple and intuitive accounting software for growing small businesses

Michael Fox runs a specialist accounting firm in the Arts industry, supporting artists, performers, and creatives across Australia to stay compliant and confidently in control of their finances.

Working with clients across the creative sector, Michael needed software that would help simplify complex compliance requirements while making it easier for clients to manage their day-to-day accounting and payroll.

With Reckon and Reckon One, Michael is able to confidently onboard clients onto intuitive, ATO-compliant software built for Australian businesses – reducing friction and improving client outcomes.

Learn more about how Michael uses Reckon to support his clients and streamline his practice here.

There are a million reasons to love Reckon

Cancel at any time

Cancel at any time

Switch us off whenever you want. Flexibility is in your hands.

Industry standard security

Industry standard security

We use AES-256 bit encryption and multiple layers of firewalls to ensure your data is always protected.

Automatic backups & updates

Automatic backups & updates

Your data is safe, and you're always on the latest, cutting-edge cloud accounting software.

Works on all devices

30 years in the accounting & payroll industry

We have earned the trust of over 100,000 businesses across Australia.

Data stored in Australia

Data stored in Australia

Store your sensitive accounting software data here at home, under Australian law.

Connect with an expert

Connect with an expert

Your accountant or bookkeeper can now help your small business in real-time.

Ready to recommend a better-value Xero alternative to your clients?

Explore the platform and talk to our Partner Team.