Your guide to business financing

Everything you need to know about business financing in order to grow your small business.

Small Business Loans: What You Need To Know

Securing finance for your business is something most owners and entrepreneurs need to do when they are looking to grow or simply manage their day-to-day cash flow. New Zealand SMEs have a huge range of options to choose from when it comes to getting a small...

Small Business Loans: What You Need To Know

Whether you’re just starting up or need to manage your finances, a business loan is one way to get help. Here’s what you need to know.

What is business finance?

Put simply, business finance refers to the funds you need to set up and run your small business, especially in the early stages. Your finance business options can come in many forms. Read the article for details on the methods of business financing you can take in order to grow your small business.

Retained Earnings: A Guide To Growing Businesses

Retained earnings are a vital resource for small businesses managing their daily operations. Read further to find out why.

Tools used in financial management

Would you like to improve the management capacity of your small business? We have prepared a list of tools used in financial management, find it here!

Small businesss financing

Financing a new business? It can be difficult to know where to start. Find out more on what financing options are right for your new business.

Small business loan

When starting a new business you will may need to apply for financing. Read on to get familiar with small business loans

Types of business funding

When starting a small business you need to know what options you have to secure funding. Read on to find out how you can finance your new business.

Cash flow management

Having a firm handle on the theory and practice behind cash flow and cash management is central to your ability to run a profitable small business. The term ‘cash flow’ is bandied around liberally whenever we talk about business health and profitability. But are...

What are the principal reasons for small business financing?

Business finance refers to the funds you need to set up and run your small business, especially in the early stages. Your finance business options can come in many forms. There are three key reasons for small businesses to seek funding:

Inventory purchases
Business expansion
Financial strength

Business finance isn’t exclusive to funds at the start-up stage. It also refers to the finances you’ll need to grow your small business.

What are the financing options for small busness?

There are several types of small business finance options to unpack before deciding which one is best for your situation or stage of your business growth. These include:

Bank loans
Cash flow loans
Self financing
Investor financing

With all these types of funding for small businesses in mind, be sure to weigh your small business financing and lender options carefully before committing your small business to a certain avenue.

What are the types of business finance?

There are three types of finance for businesses. Each method of funding your business’s start-up or growth comes with unique advantages, drawbacks, requirements and structures. They are:

Internal funding
Debt financing
Equity financing

How does business financing work?

Most business loans are installment loans. Instead of getting a revolving credit line, you receive the full amount of the loan upfront and pay it back in equal installments. This way, there’s a set repayment term, typically with fixed monthly payments.