Simplify your bank reconciliation with bank feeds

Simply connect your bank account and watch your bank transactions update in real time – no manual data entry required.

Try free for 30 days

Bank reconciliation software with real-time bank feeds

Bank Feeds

Smart reconciliation

Secure bank feeds

Live bank transactions

Connect your bank accounts in minutes

Connect your bank accounts and financial institutions via direct bank feeds or Yodlee. Reckon connects with major New Zealand banks, helping transactions flow directly into Reckon One and giving you an up-to-date view of your cash flow.

Match and reconcile transactions faster

Process multiple transactions at once, split payments and manage recurring credit card charges across different accounts. Automatic transaction categorisation learns from your activity over time, so bank reconciliation gets faster, more accurate and less manual every week.

Keep your financial data protected

Bank transactions flow into Reckon One through encrypted connections via online banking integrations. Whether you’re managing bank accounts or credit cards, your financial information stays protected while remaining accessible whenever you need it.

See transactions as they happen

Real-time bank feeds mean transactions update instantly, so you can reconcile quickly, reduce manual data entry and always have a clear view of your cash flow.

Plans that fit your business needs and your pocket

30-Day free trial

Cancel anytime

Unlimited users

Step 1/2Choose your plan

NextReview

Swipe to see all plans

Accounting Plus

Perfect for small businesses

MonthlyYearlySave more

Was ~~$24~~

Paying monthly: $2^.40 / month

$2.40/month for 6 months | Save $129.60

Was ~~$264.96~~

Paying yearly: $119^.23 / year

55% off for the first 12 months | Save $145.73

Explore Accounting Plus

Optional Add payroll on the next step

Accounting Premium

Perfect for growing businesses

MonthlyYearlySave more

Was ~~$46~~

Paying monthly: $4^.60 / month

$4.60/month for 6 months | Save $248.40

Was ~~$507.84~~

Paying yearly: $228^.53 / year

55% off for the first 12 months | Save $279.31

Explore Accounting Premium

Optional Add payroll on the next step

New

Ultimate Plan

Perfect for larger businesses

MonthlyYearlySave more

Was ~~$70~~

Paying monthly: $7 / month

$7/month for 6 months | Save $378

Was ~~$772.80~~

Paying yearly: $347^.76 / year

55% off for the first 12 months | Save $425.04

Explore Ultimate Plan

Included Unlimited payroll and inventory

Compare features

Compare Accounting plans
Accounting Plus Perfect for small businesses MonthlyYearlySave more Was ~~$24~~ Paying monthly: $2^.40 / month $2.40/month for 6 months \| Save $129.60 Was ~~$264.96~~ Paying yearly: $119^.23 / year 55% off for the first 12 months \| Save $145.73 Explore Accounting Plus Optional Add payroll on the next step	Accounting Premium Perfect for growing businesses MonthlyYearlySave more Was ~~$46~~ Paying monthly: $4^.60 / month $4.60/month for 6 months \| Save $248.40 Was ~~$507.84~~ Paying yearly: $228^.53 / year 55% off for the first 12 months \| Save $279.31 Explore Accounting Premium Optional Add payroll on the next step	New Ultimate Plan Perfect for larger businesses MonthlyYearlySave more Was ~~$70~~ Paying monthly: $7 / month $7/month for 6 months \| Save $378 Was ~~$772.80~~ Paying yearly: $347^.76 / year 55% off for the first 12 months \| Save $425.04 Explore Ultimate Plan Included Unlimited payroll and inventory
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Accounting features explained

Unlimited users

Add as many admin users to your account
Set up their unique permissions and login details

Enter payments and expenses

Track money coming in and out of your business
Record payments and bills
Add business expenses

Track and report GST for BAS

Calculate GST throughout the year
Easily prepare your BAS statement

See cash flow in real-time

Customise your accounting dashboard
See your business performance in real-time
Track bank balances, income and more

Create budgets

Create budgets to manage your finances
Track and review budget progress
Compare budgets vs actuals year on year

30+ insightful reports

Track your finances with our easy report templates.
Run financial reports including profit & loss and balance sheets.
Share your account with your accountant or bookkeeper.

Phone & chat support

Technical phone support available:
Mon – Fri: 8:30am – 7pm
Sat – Sun: 9am – 4pm

Unlimited invoices & bills

Create and send unlimited invoices
Convert quotes to invoices in seconds
Add your logo and personalise your invoice template

Automatic invoice reminders

Send automated invoice reminders by email so you get paid on time.
Set reminders to trigger before, on or after the due date, tailored to your business.
Multiple outstanding invoices are automatically consolidated into one email.

Accept card payments

Get paid faster with online card payments via Stripe
Add ‘Pay Now’ links on your invoices
Accept Visa, Mastercard, Amex, Google Pay & Apple Pay

Connect Reckon to your bank account

Securely connect your bank accounts, using Open Banking or direct feeds
Your transactions flow automatically into Reckon One
Sort, match and reconcile transactions with ease

Free data migration

Move to Reckon with help from our data migration service. Eligible paid subscriptions include the migration of one year of historical data plus your year-to-date information at no additional cost.

Free onboarding session

An online one-on-one session with a Reckon expert to ask questions and learn how to get started. Your session provides personalised guidance on setting up the software for your business.

Track timesheets

Create timesheets for employees, clients or projects
Improve the efficiency and accuracy of your time tracking
Reduce manual data entry

Unlimited project management

Get better insight into your business by tracking profitability across projects.
Assign invoices, time and bills to projects to track their performance.
Add sub-projects for larger jobs and track their profitability.

Advanced reporting

Additional reports available
Data visualisations
Automate & schedule reporting

Inventory management

Track stock quantities and value as products are bought and sold. Receive low-stock alerts, support negative inventory and access reports that provide insight into stock levels and value.

*Offer only available to new Reckon customers and applies to the first Reckon One book only. The discount will be applied to your subscription for the first 6 months only. Once the promotional period ends, pricing reverts to the RRP applying at that time, which may differ from the RRP today. The offer expires on 30/11/26 unless withdrawn earlier.
†† Free data migration offer includes 1 year of historical data + YTD only. Paid subscriptions only

Helping thousands of businesses with their accounting

What are the benefits of bank reconciliation?

Save time: Automatic bank feeds reduce reconciliation from an hour to under 10 minutes.
Stay on top of cash flow: Reconcile bank accounts and credit cards quickly for a complete financial picture.
Prevent errors and fraud: Regularly checking bank transactions helps you catch mistakes, charges, or discrepancies.
Track unpaid invoices: Ensure your records match your bank account balances so your business stays on track.

Frequently asked questions

How does the 30-day free trial work?

The free trial of Reckon One allows you to try our software for a period of 30 days to ensure it meets the needs of your business. After this period, your subscription will automatically convert to a paid one to avoid any interruptions to your data. However, if you find that Reckon One is not suitable for your needs, you can cancel your subscription before the billing renewal date.

If life got in the way and you were unable to use the trial, our support team is always available to assist you. Just reach out to us and we'll do our best to get you back on track.

Which banks can be connected?

You can connect your bank account either through a secure direct bank feed or via Yodlee Inc, a 3rd party integrator. Direct feeds are currently available for the following banks: ANZ (NZ), ASB Bank, Bank of New Zealand, Fonterra, KiwiBank, NBS, PayPal, TSB Bank, Westpac (NZ). Learn more here.

Is there a minimum subscription period?

There are no minimum subscriptions and no locked-in contracts! You can enjoy the benefits of Reckon One with the flexibility of monthly payments and if you decide it’s not the right fit for your business, you can easily cancel at any time.

How do I switch from another software to Reckon One?

Making the switch to Reckon One is a breeze with our data migration service! Here’s how it works:

Fill out our data migration form.
Sit back and relax while we handle the migration process.
In just 3 to 5 business days, we’ll reach out to you to review your migrated data.
Once you’re happy with your migrated information, we’ll transfer ownership of your files to you.

You can find more information here.

What do I need to get set up with Reckon One?

There is no software installation required. All you need is a device with an internet connection to access your Reckon One account. Simply sign up for an account on our website and start using Reckon One to manage your business.

Is my data secure?

We use the best technology to ensure your data is safe and secure. Reckon One, is built with cutting-edge HTML5 technology and hosted on Australian servers powered by Amazon Web Services, a leader in cloud data storage.

Can I change my software plan later on?

Definitely! Reckon One offers you the flexibility to customise your plan to fit the unique needs of your business. Whether it’s adding or removing features, or upgrading to a larger plan, you can easily make these changes right from your Reckon One account.

Can I grant access to other people?

Yes, you can share access to Reckon One with as many users as you need. And the best part is, you can do it regardless of which plan you’re on. Simply invite users and assign the appropriate permissions, so they can help you manage your business.

Do you provide customer support?

We offer support through email, chat, and phone with our local team and resources such as webinars, a small business resource hub, and an online community to help you succeed from the moment you start using Reckon One.

Expert training is also available through the Reckon Training Academy or our trusted partners (accountants and bookkeepers).

What are the benefits of bank reconciliations?

Save time: On average, manual reconciliations can take up to an hour. But by connecting your bank to Reckon, the process can be done in less than 10 minutes.
Keep track of cash flow: Bank reconciliation keeps your financial status up to date so you always have sufficient funds and don’t end up spending money you don’t have. The process matches up the records in your accounting software and what’s in your bank accounts, cash account, credit card statements etc so you get an accurate picture of your company’s cash flow and can make more informed decisions for your business.
Prevents errors, fraud and unnecessary charges: By implementing a regular process to look over your cash balances and financial records you can actively pick up bank errors, fraud and other mistakes that could be costly to your business. You are also alerted to bank fees, bank service fees or bank charges that may be preventable in the future.
Stay on top of unpaid invoices: Reconciliation helps ensure that your balance sheet accurately reflects your bank account balance and that there are no major discrepancies.