Accept Online Payments | Invoicing

Get paid fast with secure online payments

Connect Reckon Invoicing to online payment services and make it simple for your customers to pay you directly from their invoice. Accept credit card payments straight into your bank account with trusted providers like PayPal and Braintree, backed by strong encryption and robust security.

easily get paid with reckon payments from mastercard, visa or american express

Connect your small business to major banks. BankData connects to most major banks in New Zealand (likely including yours!), and helps you streamline the entire bank reconciliation process.

Let customers pay their way

Offer the flexibility your customers expect – anytime, anywhere, on any device. By enabling online invoice payments, you’ll improve the payment experience, boost customer satisfaction, and increase your chances of getting paid on time.

Compare online payment rates

Visa & Mastercard

Direct debit*

2.6% + 30c per
transaction

2.6% + 30c
per trans

n/a

1.99% + 30c per
transaction

1.99% + 30c
per trans

99c per
transaction

99c per
trans

To the best of our knowledge, the data is accurate as at June 2026. It is subject to change. Calculations in comparison tables may vary based on personal data input. We make no representation or warranty in relation to the data.

Receiving online payments is as easy as 1-2-3

Online payments integrated into Reckon Invoicing.

1. Activate online payments

Within the settings page of Reckon One, go to the Integrations section, click on Payment services. Select from between Paypal and Braintree payment providers.

2. Accept online payments

Once online payments is enabled your invoice will include “Pay now” link when the invoice is emailed to customers, so they can pay directly via credit card.

3. Automatic reconciliation

When a customer pays you via online payments, a receipt will then be created in your book and linked to the invoice to mark it as paid.

Frequently asked questions

What is the payment processing rate?

We like to keep fees simple and transparent, which means you only pay what your customers transact. Our payment processing fee is 1.50% including GST for domestic transactions and 2.9% including GST for international transactions. This rate is highly competitive in the market!

What products does Reckon Payments integrate with?

Reckon Payments currently integrates with Reckon One.

How long do the funds take to clear?

Your transaction date + 7 business days.

What payments are included?

Visa and Mastercard.

Are there any other costs associated with Reckon Payments?

Unlike some providers, we have no account set up fees and monthly fees.

How do I get started?

New to Reckon: To use Reckon Payments you must have a Reckon One account with invoicing enabled. To see our range of plans with invoicing click here.

Current customer: We’ve put together a step-by-step instruction video here on how to get started. Log in to Reckon One and navigate to the payments screen within the invoicing module. Fill out a few details to enable Reckon Payments directly from your software. Once enabled your invoices will automatically include Pay Now links and you’ll enjoy the benefits of reduced manual invoicing processing.