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Businesses will need to adapt their current cash-flow habits to make frequent superannuation payments to their employees under Payday Super.<\/a><\/p>\n The change means businesses need to pay superannuation at the same time as salary and wages. While this doesn\u2019t increase the overall amount of super paid, it does mean businesses will pay smaller instalments more often. This presents an issue for small businesses already struggling with cash flow, as their super liability becomes a frequent upfront expense.<\/p>\n Our cash flow calculator for Payday Super helps small businesses estimate the working capital needed for the upcoming changes. To find out the funds you may need for each pay run under Payday Super, calculate the average total of your employees’ pay and enter your payroll pay frequency. <\/p>\n [\/et_pb_text][et_pb_code _builder_version=”4.27.6″ _module_preset=”default” global_colors_info=”{}”]<\/p>\nPayday Super Cash Flow Forecast Calculator<\/h2>\n