{"id":7952,"date":"2024-09-20T12:04:19","date_gmt":"2024-09-20T02:04:19","guid":{"rendered":"https:\/\/www.reckon.com\/reckon-blog\/?p=7952"},"modified":"2026-02-10T10:26:36","modified_gmt":"2026-02-09T22:26:36","slug":"how-payday-super-works-for-small-businesses","status":"publish","type":"post","link":"https:\/\/www.reckon.com\/au\/blog\/how-payday-super-works-for-small-businesses\/","title":{"rendered":"How Payday Super works for small businesses"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;1_3,2_3&#8243; _builder_version=&#8221;4.23&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;||0px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; module_class=&#8221;table-contents&#8221; _builder_version=&#8221;4.23&#8243; background_color=&#8221;#f3f2f6&#8243; custom_padding=&#8221;25px||25px||true|false&#8221; sticky_position=&#8221;top&#8221; sticky_limit_bottom=&#8221;section&#8221; sticky_position_tablet=&#8221;top&#8221; sticky_position_phone=&#8221;none&#8221; sticky_position_last_edited=&#8221;on|desktop&#8221; border_radii=&#8221;on|24px|24px|24px|24px&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.23&#8243; text_font=&#8221;||||||||&#8221; global_colors_info=&#8221;{}&#8221; background__hover_enabled=&#8221;on|desktop&#8221;][\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Intro&#8221; _builder_version=&#8221;4.27.4&#8243; header_2_font_size=&#8221;32px&#8221; header_2_font_size_tablet=&#8221;30px&#8221; header_2_font_size_phone=&#8221;26px&#8221; header_2_font_size_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">The Australian Tax Office and the Treasurer, Jim Chalmers, have released more details on the\u00a0 Payday Super scheme, which will take effect on July 1, 2026. The scheme was announced in the 2023-2024 <\/span><a href=\"https:\/\/www.reckon.com\/au\/small-business-resources\/federal-budget\/\"><span style=\"font-weight: 400;\">Federal Budget<\/span><\/a><span style=\"font-weight: 400;\"> and outlines that employers must pay their employees\u2019 superannuation guarantee contributions alongside their regular salary and wages.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This is quite an adjustment, as Aussie businesses have had to follow regular guidelines of contributing their employees&#8217; <\/span><a href=\"https:\/\/www.reckon.com\/au\/small-business-resources\/payroll-guide\/employer-super-contributions\/\"><span style=\"font-weight: 400;\">super guarantees<\/span><\/a><span style=\"font-weight: 400;\"> every quarter.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Why have these changes been made, and what do small businesses need to know?<\/span><\/p>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||250px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]<script src=\"https:\/\/fast.wistia.com\/embed\/medias\/wyxg43d2us.jsonp\" async><\/script><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_embed wistia_async_wyxg43d2us seo=true videoFoam=false\" style=\"height:400px;position:relative;width:225px\">\n<div class=\"wistia_swatch\" style=\"height:100%;left:0;opacity:0;overflow:hidden;position:absolute;top:0;transition:opacity 200ms;width:100%;\"><img decoding=\"async\" src=\"https:\/\/fast.wistia.com\/embed\/medias\/wyxg43d2us\/swatch\" style=\"filter:blur(5px);height:100%;object-fit:contain;width:100%;\" alt=\"\" aria-hidden=\"true\" onload=\"this.parentNode.style.opacity=1;\" \/><\/div>\n<\/div>\n<p>[\/et_pb_code][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><b>Missing Super<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Payday Super means that superannuation contributions must be paid at the same time as salary and wages, not at the end of each quarter. The Treasurer&#8217;s office says the changes for superannuation guarantee payments will put more money into the pocket of Aussie workers.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/www.reckon.com\/au\/wp-content\/uploads\/2024\/09\/Jim-Chalmers-quote.png&#8221; alt=&#8221;Jim chalmers Payday Super justification&#8221; title_text=&#8221;Jim Chalmers Quote&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><span style=\"font-weight: 400;\">However, there is a more targeted reason as to why these changes are set to take place. The ATO found that in the 2021 financial year, over $3.1 billion worth of super went underpaid.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Over the last decade, over <\/span><a href=\"https:\/\/www.reckon.com\/reckon-blog\/missing-super-contributions-what-small-business-owners-need-to-know\/\"><span style=\"font-weight: 400;\">$41 billion worth of super has gone unpaid<\/span><\/a><span style=\"font-weight: 400;\"> through missing payments or underpayments.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Treasury highlights that most Aussie businesses do the right thing. However, to close the gap of missing contributions, the government has decided that Payday Super and its enforcement are needed.<\/span><\/p>\n<h2><b>What Is Payday Super?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.reckon.com\/au\/small-business-resources\/payday-super\/\">Payday Super<\/a> is when an employer pays the employee&#8217;s superannuation guarantee alongside the payment of salary and wages.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Currently, employers are mandated to make these superannuation guarantee payments at the end of the financial quarter.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Under the new law, employers must make this payment within seven days of paying their employees&#8217; wage\/salary. If payment isn&#8217;t made within this timeframe, employers could be subject to the superannuation guarantee charge.<\/span><\/p>\n<h3><b>Superannuation guarantee charge<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/www.ato.gov.au\/businesses-and-organisations\/super-for-employers\/missed-and-late-super-guarantee-payments\/the-super-guarantee-charge\"><span style=\"font-weight: 400;\">superannuation guarantee charge<\/span><\/a><span style=\"font-weight: 400;\"> (SGC) is a penalty employers receive when they are found to either:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Underpay an employee their super<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Do not pay their employee their super\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Do not pay into the employee\u2019s designated super fund<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fails to pay super on time<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If employers don\u2019t pay an employee\u2019s super correctly, the super guarantee charge is calculated as a sum of the following:<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/p>\n<ol>\n<li><span style=\"font-weight: 400;\">The shortfall calculated on salary and wages, and if applicable, <\/span><a href=\"https:\/\/smallbusiness.taxsuperandyou.gov.au\/super-guarantee-employer-obligations\/completing-the-superannuation-guarantee-charge-statement#:~:text=The%20choice%20liability%20is%20the,when%20they%20asked%20for%20one\"><span style=\"font-weight: 400;\">choice liability<\/span><\/a><span style=\"font-weight: 400;\"> capped at $500<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Nominal interest of 10% p.a. starting from the most relevant quarter<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> An administration charge of $20 per employee<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">With the Payday Super changes, the ATO has been given the authority to exact harsher penalties from the current superannuation guarantee charges.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This includes:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Increase the interest charged on an employee\u2019s superannuation guarantee.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Administrative fee to include a portion of the superannuation guarantee shortfall of up to 60%.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Daily compounding interest on the superannuation guarantee shortfall and interest added to administrative fees after no action has been made upon assessment.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If the assessment has not been rectified, an added fee of up to 50% of the outstanding superannuation guarantee charge will be charged.\u00a0<\/span><\/li>\n<\/ul>\n<h2><b>Payday super compliance<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The changes with this new law coming into effect on 1 July 2026 are certainly an adjustment. Small businesses will need to be extra vigilant about their current payroll processes, as the window to make superannuation payments has shortened to just seven days of regular salary and wage payroll.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Small businesses also need to be aware that the ATO will be retiring their Small Business Superannuation Clearing House on the same date that Payday Super comes into effect. This is due to the improvements in <\/span><a href=\"https:\/\/www.reckon.com\/au\/accounting-software\/payroll\/\"><span style=\"font-weight: 400;\">payroll software<\/span><\/a><span style=\"font-weight: 400;\"> in the last decade.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ultimately, the government and the ATO have come together to normalise superannuation payments alongside salary and wages, leading to a more efficient payroll system. The ATO has a dedicated <a href=\"https:\/\/www.ato.gov.au\/businesses-and-organisations\/super-for-employers\/payday-super\" target=\"_blank\" rel=\"noopener\">Payday Super page<\/a><\/span><span style=\"font-weight: 400;\"> for small businesses to familiarise themselves with the changes ahead.\u00a0<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Interested in finding a super clearing house? Reckon One has just added <\/span><a href=\"https:\/\/www.reckon.com\/au\/accounting-software\/payroll\/beam-superstream\/\"><span style=\"font-weight: 400;\">Beam to our software<\/span><\/a><span style=\"font-weight: 400;\">; super payments, super easy!<\/span><\/p>\n<p>[\/et_pb_text][ba_social_share icon_bg=&#8221;#03002e&#8221; icon_padding=&#8221;10px|12px|10px|12px|true|true&#8221; layout=&#8221;classic&#8221; show_text=&#8221;off&#8221; btn_padding=&#8221;0px|0px|0px|0px|false|false&#8221; btn_bg_color=&#8221;RGBA(255,255,255,0)&#8221; _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;50px||||false|false&#8221; custom_padding=&#8221;25px||||false|false&#8221; custom_css_before=&#8221; content: %22SHARE THIS%22;|| font-size: 16px;|| font-weight: 700;|| line-height: 22px;|| letter-spacing: 0em;|| text-align: center;|| color: #ff5447;|| margin-bottom: 10px;|| display: inline-flex;|| position: absolute;|| margin-top: 10px;&#8221; border_width_top_main=&#8221;1px&#8221; border_color_top_main=&#8221;#e4e4e4&#8243; border_radii_icon=&#8221;on|5px|5px|5px|5px&#8221; global_colors_info=&#8221;{}&#8221; custom_css_before_last_edited=&#8221;off|desktop&#8221;][ba_social_share_child _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/ba_social_share_child][ba_social_share_child network_type=&#8221;facebook&#8221; _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/ba_social_share_child][ba_social_share_child network_type=&#8221;linkedin&#8221; _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/ba_social_share_child][ba_social_share_child network_type=&#8221;email&#8221; _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/ba_social_share_child][\/ba_social_share][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Payday Super is a major superannuation change affecting how businesses manage payroll. Discover how Payday Super will impact your business.<\/p>\n","protected":false},"author":36,"featured_media":294924,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<p><span style=\"font-weight: 400;\">The Australian Tax Office and the Treasurer, Jim Chalmers, have released more details on the\u00a0 Payday Super scheme, which will take effect on July 1, 2026. The scheme was announced in the 2023-2024 <\/span><a href=\"https:\/\/www.reckon.com\/au\/small-business-resources\/federal-budget\/\"><span style=\"font-weight: 400;\">Federal Budget<\/span><\/a><span style=\"font-weight: 400;\"> and outlines that employers must pay their employees\u2019 superannuation guarantee contributions alongside their regular salary and wages.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">This is quite an adjustment, as Aussie businesses have had to follow regular guidelines of contributing their employees' <\/span><a href=\"https:\/\/www.reckon.com\/au\/small-business-resources\/payroll-guide\/employer-super-contributions\/\"><span style=\"font-weight: 400;\">super guarantees<\/span><\/a><span style=\"font-weight: 400;\"> every quarter.<\/span><\/p><p><span style=\"font-weight: 400;\">Why have these changes been made, and what do small businesses need to know?<\/span><\/p><h2><b>Missing Super<\/b><\/h2><p><span style=\"font-weight: 400;\">Payday Super means that superannuation contributions must be paid at the same time as salary and wages, not at the end of each quarter. The Treasurer's office says the changes for superannuation guarantee payments will put more money into the pocket of Aussie workers.<\/span><\/p><p><img class=\"alignnone wp-image-7954 size-full\" src=\"https:\/\/www.reckon.com\/au\/wp-content\/uploads\/2024\/09\/Your-paragraph-text-1.png\" alt=\"\" width=\"800\" height=\"310\" \/><\/p><p><span style=\"font-weight: 400;\">However, there is a more targeted reason as to why these changes are set to take place. The ATO found that in the 2021 financial year, over $3.1 billion worth of super went underpaid.<\/span><\/p><p><span style=\"font-weight: 400;\">Over the last decade, over <\/span><a href=\"https:\/\/www.reckon.com\/reckon-blog\/missing-super-contributions-what-small-business-owners-need-to-know\/\"><span style=\"font-weight: 400;\">$41 billion worth of super has gone unpaid<\/span><\/a><span style=\"font-weight: 400;\"> through missing payments or underpayments.<\/span><\/p><p><span style=\"font-weight: 400;\">The Treasury highlights that most Aussie businesses do the right thing. However, to close the gap of missing contributions, the government has decided that Payday Super and its enforcement are needed.<\/span><\/p><h2><b>What Is Payday Super?<\/b><\/h2><p><span style=\"font-weight: 400;\">Payday Super is when an employer pays the employee's superannuation guarantee alongside the payment of salary and wages.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Currently, employers are mandated to make these superannuation guarantee payments at the end of the financial quarter.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Under the new law, employers must make this payment within seven days of paying their employees' wage\/salary. If payment isn't made within this timeframe, employers could be subject to the superannuation guarantee charge.<\/span><\/p><h3><b>Superannuation guarantee charge<\/b><\/h3><p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/www.ato.gov.au\/businesses-and-organisations\/super-for-employers\/missed-and-late-super-guarantee-payments\/the-super-guarantee-charge\"><span style=\"font-weight: 400;\">superannuation guarantee charge<\/span><\/a><span style=\"font-weight: 400;\"> (SGC) is a penalty employers receive when they are found to either:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Underpay an employee their super<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Do not pay their employee their super\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Do not pay into the employee\u2019s designated super fund<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fails to pay super on time<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">If employers don\u2019t pay an employee\u2019s super correctly, the super guarantee charge is calculated as a sum of the following:<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/p><ol><li><span style=\"font-weight: 400;\">The shortfall calculated on salary and wages, and if applicable, <\/span><a href=\"https:\/\/smallbusiness.taxsuperandyou.gov.au\/super-guarantee-employer-obligations\/completing-the-superannuation-guarantee-charge-statement#:~:text=The%20choice%20liability%20is%20the,when%20they%20asked%20for%20one\"><span style=\"font-weight: 400;\">choice liability<\/span><\/a><span style=\"font-weight: 400;\"> capped at $500<\/span><\/li><li><span style=\"font-weight: 400;\"> Nominal interest of 10% p.a. starting from the most relevant quarter<\/span><\/li><li><span style=\"font-weight: 400;\"> An administration charge of $20 per employee<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">With the Payday Super changes, the ATO has been given the authority to exact harsher penalties from the current superannuation guarantee charges.<\/span><\/p><p><span style=\"font-weight: 400;\">This includes:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Increase the interest charged on an employee\u2019s superannuation guarantee.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Administrative fee to include a portion of the superannuation guarantee shortfall of up to 60%.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Daily compounding interest on the superannuation guarantee shortfall and interest added to administrative fees after no action has been made upon assessment.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If the assessment has not been rectified, an added fee of up to 50% of the outstanding superannuation guarantee charge will be charged.\u00a0<\/span><\/li><\/ul><p><img class=\"alignnone wp-image-7960\" src=\"https:\/\/www.reckon.com\/au\/wp-content\/uploads\/2024\/09\/Sitting-300x200.png\" alt=\"\" width=\"1147\" height=\"764\" \/><\/p><h2><b>Payday super compliance<\/b><\/h2><p><span style=\"font-weight: 400;\">The changes with this new law coming into effect on 1 July 2026 are certainly an adjustment. Small businesses will need to be extra vigilant about their current payroll processes, as the window to make superannuation payments has shortened to just seven days of regular salary and wage payroll.<\/span><\/p><p><span style=\"font-weight: 400;\">Small businesses also need to be aware that the ATO will be retiring their Small Business Superannuation Clearing House on the same date that Payday Super comes into effect. This is due to the improvements in <\/span><a href=\"https:\/\/www.reckon.com\/au\/accounting-software\/payroll\/\"><span style=\"font-weight: 400;\">payroll software<\/span><\/a><span style=\"font-weight: 400;\"> in the last decade.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Ultimately, the government and the ATO have come together to normalise superannuation payments alongside salary and wages, leading to a more efficient payroll system. The Treasury has provided a <\/span><a href=\"https:\/\/treasury.gov.au\/sites\/default\/files\/2024-09\/p2024-581438-payday-super-factsheet.pdf\"><span style=\"font-weight: 400;\">Payday Super factsheet<\/span><\/a><span style=\"font-weight: 400;\"> for small businesses to familiarise themselves with the changes ahead. The government will release more information as the date gets closer.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/p><p><span style=\"font-weight: 400;\">Interested in finding a super clearing house? Reckon One has just added <\/span><a href=\"https:\/\/www.reckon.com\/au\/accounting-software\/payroll\/beam-superstream\/\"><span style=\"font-weight: 400;\">Beam to our software<\/span><\/a><span style=\"font-weight: 400;\">; super payments, super easy!<\/span><\/p>","_et_gb_content_width":"","inline_featured_image":false,"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[344],"tags":[],"class_list":["post-7952","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How Payday Super works for small businesses<\/title>\n<meta name=\"description\" content=\"Payday Super is a major superannuation change affecting how businesses manage payroll. Discover how Payday Super will impact your business.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reckon.com\/au\/blog\/how-payday-super-works-for-small-businesses\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Payday Super works for small businesses | Reckon\" \/>\n<meta property=\"og:description\" content=\"Payday Super is a major superannuation change affecting how businesses manage payroll. 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